Loans

Loans Application Form

Loan repayment terms range from 12 to 60 months. The maximum interest rate with regards to a Clientèle Personal Loan is 28% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. 

An illustrative example of a loan at an interest rate of 28% per annum would be: Loan amount R40,000.00 plus a once-off initiation fee of R1,197 and a monthly admin fee of R68.40, over 60 months. The total cost of the loan will be R81,066.14 which is an Annual Percentage Rate (APR) of 32.30%.

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